Why choose our Personal loan?
Financial support should be simple, fast, and flexible—just like your plans. Here’s why our personal loan works for you.
Between
25K - 1.5 M
Loan Amount (MUR)
Instant
Disbursement
Walk into a branch and get funds the same day.
Up to
84 months
Flexible repayment to suit your budget.
Unsecured
Loan
Get a loan without pledging assets or needing a guarantor.
Available
For everyone
Whether you bank with MCB or not, you can apply.
No hidden fees: No monthly maintenance fees or extra charges.
Choose how you apply
Online or in-branch!
Getting your loan should be as easy as possible. Whether you prefer a quick online application or need cash today with instant approval, we’ve got you covered.
Apply online
Check eligibility & upload documents
Know where you stand in minutes. Check your loan eligibility online, upload your documents, and get approval- all from your phone or computer.
- Instant eligibility check via Internet Banking or MCB Juice
- Securely upload documents for review
- Get notified when your loan is approved
- Visit a branch to sign & receive your funds
Need cash today?
No waiting, no delays – obtain a fast approval and same-day disbursement when you apply in-branch*. Here is how you get your loan quick and easy!
- Walk in and get your loan approved in minutes
- Loan disbursed on the same day
- Available for both MCB and non-MCB customers*
- Pay us a visit with the required documents for faster processing
*Instant approval is subject to terms & conditions, including income, debt, and history with MCB.
For a smooth experience, bring these documents with you and get your loan approved instantly!
- National Identity Card
- Proof of Address (CEB, CWA, or Telecom bill dated within the last 3 months)
- Birth certificate (if proff of address is in a parent's name)
- Marriage certificate (if proof of address is in spouse's name)
- Latest 3 Payslips
- Account statements for the past 12 months (if your salary is not deposited into MCB)
Tip: Having these documents ready helps you get approved even faster!
Home Improvement
Travel Plans
Sustainable Living
Education Funding
Car Financing
Debt Consolidation
Wedding Expenses
Unexpected Costs
Exclusive offers & promotions
Get instant loan approval in-branch!
Get more than just a loan! Enjoy exclusive discounts and perks from our trusted partners when you take an MCB Personal Loan. Access special deals on home upgrades, electronics, and more. These limited-time offers are available exclusively for MCB customers, so don’t miss out!
Get your personalised loan details
Enter your details and we'll email you personalised loan information based on your profile.